Scammers won’t target me

In the digital age, technology scams have become increasingly prevalent. From phishing emails created by artificial intelligence to fake tech support, scammers have found numerous ways to exploit unsuspecting individuals.

However, it’s possible to avoid becoming a target.

This blog will discuss how to protect yourself from tech scams, with a particular focus on scams impersonating banks and well-known organisations.

Understanding tech scams

Tech scams typically involve fraudsters posing as tech support representatives from reputable companies. They trick individuals into believing that their computer or online accounts have issues that need immediate attention.

The scammers then convince their victims to provide remote access to their computers or divulge sensitive information like passwords or bank details.

The New Zealand phone scam

In New Zealand, a common scam involves fraudsters impersonating banks such as BNZ and Kiwi Bank, and the NZ tax agency, Inland Revenue.

They send messages or make calls to individuals claiming there are issues with their accounts or that they have a tax return due. However, it’s important to note that these scammers aren’t always offering tax returns. In many cases, they simply want you to sign in with your bank account details. The goal is to trick the recipient into providing sensitive information such as bank account details or personal identification information.

How to reduce the chance of receiving and responding

Here are some strategies to avoid being targeted by these types of scams:

1.    Awareness: Stay informed about the latest scams. The BNZ website has a useful list.

2.    Verify the source: If you receive a suspicious message or call, do not respond directly. Instead, contact the organisation directly using a trusted number or email address to verify the information.

3.    Protect personal information: Never share personal or financial information over the phone or via email unless you’re sure of the recipient’s identity and the necessity of sharing such information.

4.    Use security software: Keep your devices protected with up-to-date security software such as anti-virus. This can help detect and block scam attempts.

By following these strategies, you will be less likely to receive and respond to tech scams.